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Everyone knows about basic, everyday discounts at restaurants and popular retailers, but you would be surprised to learn about some of the biggest discounts and Special Programs now available to help adults cut expenses and boost their retirement. Unfortunately many Americans are missing out entirely, simply because they don't know these programs exist.
That's why we put together this list of the simplest things anyone can do right now to save a small fortune this year.
Note That: Many of these programs are only available online and could expire as early as this . We encourage you to claim the items in the list below to make the most of it while they last.
1. Tax Benefits For Seniors
Tax planning can be quite a tedious process, but there are benefits for seniors to make tax less taxing:
- Free Advice: IRS-certified volunteers will help older taxpayers with tax return preparation and electronic filing between Jan. 1 and April 15 each year.
- No Withdrawal Penalties: Anyone aged 59 or over can withdraw money from an IRA, without incurring the common 10% tax.
- Catch-Up Contributions: Workers aged 50 or older can defer income tax on an extra $6,500 or a total of $26,000 if contributed to a 401(k) plan, resulting in a tax savings of $6,240 for an older worker in the 24% tax bracket.
- Additional IRA Contribution: Workers age 50 and older can contribute an additional $1,000 to an IRA, or a total of $7,000 in 2020.
2. Paying For Car Insurance? Here's How To Get $610 Back Each Year!
It is widely known that many seniors pay far too much for their car insurance. Generally, depending on age and driving history, seniors could be entitled to huge discounts & savings on their policies. The problem is that most fail to compare and simply let their existing policies renew year after year...
For most, if you are over the age of 45 and pay more than $30/month for car insurance, you are very likely overpaying for your policy.
Thanks to this innovative new website, most can take advantage of up to $620 in savings which are available, yet most don’t even know about! The site is super easy to use and allows you to see instantly how much lower your new rate is.
Click here to see if you qualify to get back $610 each year on car insurance
Find Out My New Rate »
3. Special Program Gives Seniors $250,000 in Life Insurance for Just $15/month!
If you have any family, life insurance is a must. Most people don't have savings large enough for their family to pay off their mortgage, cover living expenses, and pay for final expenses — never mind ensuring your loved ones don't inherit your debts.
Life insurance companies know all of this and the bigger the policy, the more they profit. They've been getting away with charging high rates for years – but that's all coming to an end.
Thanks to a new special program, there is now a way to get a rock solid, yet very inexpensive life insurance policy from top providers. Simply by using this new life insurance comparison website it's easy for anyone to see how cheap plans can be, regardless of age or medical history. The best part is it's totally free!
The website will run your options through their technology to automatically find the best life insurance policies available at the lowest possible price. Even if you already have a policy, it can find comparable plans at a much much lower price. You could easily end up saving up to 70% on life insurance!
No medical check and guaranteed acceptance policies are also available for adults of every age, even if you have been denied in the past.
Click here to see available plans.
Get Cheap Life Insurance »
4. Use Congress's Mortgage Relief Program To Keep Up To $3,264 In Your Pocket Every Single Year
This is the #1 secret that banks and mortgage companies don't want you to know about.
Still unknown to many is a brilliant Government Program called the High Refinance Option Program (HiRO) that could benefit millions of Americans and reduce their payments by as much as $3,266 per year! You could bet the banks aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before time runs out.
So while the banks happily wait for this program to end, there is a nationwide push to have homeowners take advantage quickly. The good news is that once you're in, you're in. If lowering your payments, paying off your mortgage faster, and even taking some cash out would help you, it's vital you act now and see if you could take advantage and benefit from congress's generous relief program before it expires sometime in .
If lowering your payments, paying off your mortgage faster, and even taking some cash out would help you, it's vital you act now to qualify.
How Do I Qualify?
Step 1: Select your state below to see if your eligibility (it's free)
Step 2: Take the 60 second quiz and see your new low rate!
Select Your State:
See Your New Low Rate Now »
5. Seniors With $24,000 or More in Card Debt Use This Brilliant Debt Payoff Plan
With the skyrocketing cost of living in the United States, more and more adults are struggling with financial debt than ever before. And with interest rates snowballing the amount owed, paying your card balances can seem like a trap that can never be escaped. Here's what the banks don't want you to know...
For anyone over the age of 40 that owes $24,000 or more in card debt, this debt relief program can greatly reduce the amount of money owed. The program can resolve debt without a loan – allowing many to become totally debt free in just 24 – 48 months.
So if you carry $24,000 or more in card debt, click here to see if you qualify for reduce payments!
Reduce My Credit Card Bill »
6. Never Pay Another Electric Bill Again — Federal Program Pays Homeowners To Go Solar And And Enjoy $0 Electric Bills
Here's something the power company doesn't want you to know. A little-known government program gives homeowners who live in these certain areas a big payment incentive to switch to solar.
The program is called the Federal Residential Renewable Energy Tax Incentive, which provides subsidies and rebates that can cover the costs to go solar and get rid of the electric company once and for all. In fact, the average tax break gives back $4,860 for installing solar panels.
Has your power company told you that? Most likely not. That's because once homeowners go solar, their energy bill is drastically reduced — often to $0 or close to it. You can bet the energy companies are not too thrilled about that.
Homeowners should check to see if your home qualifies here before the program expires. Connect with solar installers and be on your way to eliminating electric bills.
Check If My Area Qualifies »
7. ChillWell 2.0 Portable Air Chiller - The Worlds Most Powerful Portable Air Chiller
You may have seen other portable AC units in the past, but this new model is nothing like those old ones, and we think you need to hear about it. It's called ChillWell 2.0 Portable Air Chiller and it's the world's most compact, powerful, and efficient portable AC EVER created.
Get 57% OFF ChillWell 2.08. New Neuropathic Pain Discovery Is Leaving Doctors Baffled
2021: Scientists claim “Relief from Neuropathy if you do this daily.”
Thousands of people already relieved their neuropathic pain & nerve damage with this method...
Watch this video to understand what and why big pharma companies don’t want you to know about this simple treatment…
Watch this video >>
9. This Is How Older Women Lose Weight (Never Diet Again)
Doing this helped me finally drop 3 dress sizes after being overweight for years!
Making one tiny change to your after-dinner routine can not only help banish belly bloat...
It can also flatten your stomach faster than hundreds of crunches or hours of cardio.
Taking a few seconds to make this tiny change to your after-dinner routine teaches your body to start releasing belly fat once you fall asleep...
Literally helping to flatten and tighten your tummy overnight.
** Warning: This May Cause Rapid Weight Loss In Woman Over 30 **
Watch Now >>
10. Anti Bacterial Luxury Sheets For The Perfect Night Sleep
Bed sheets haven’t seen innovation in years. They are a breeding ground for all types of bacteria and dust mites. Miracle has created the first ever hygienic luxury sheets. These bed sheets utilize natural bacteria fighting silver for healthier skin and cleanliness.
It also features modern temperature regulating fabrics so that you stay comfortable all night long. No more excessive laundry loads, bad odors, and unhealthy skin!
If you want a great night's sleep and awesome mornings, make the switch to Miracle
Click Here To Learn More Miracle Sheets »11. Enjoy These Discounts When Eating Out
If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.
Keep in mind that deals may vary at participating locations and can change without notice.
- McDonald’s: discounts on coffee and beverages (55+)
- Wendy’s: get free coffee or other discounts depending on location
- IHOP: 10% discount (55+) and a menu for people aged 55 and over at participating locations
- Golden Corral: Senior discount varies by location (Inquire)
- Denny’s: Offers a 55+ menu with smaller portions, and better prices. (We like this a lot!)
- Perkins: Restaurants: Fifty-Five Plus menu Offers special deals (55+)
- Subway: 10% off (60+) varies by location
- Old Country Buffet: Daily discounts for seniors (55+)
- Burger King: 10% discount on purchase depending on location (60+)
- Long John Silver’s: 10% discount or discounted beverage (55+)
12. How To "Relieve" Diabetes (Do This Immediately!)
Diabetes is complicating the life of millions around the world.
But did you know Type 2 diabetes can be a symptom of a much worse condition?
This 100% natural treatment, which naturally fights diabetes, has stunned doctors & got the attention of over 260,391 people to transform their lives.
If you or anyone you care about is suffering from diabetes you must see this!
Continue>>
13. Seniors With Bad Knees Get A Sample Of GNC's #1 Joint Compound Instaflex Advanced To Try in
If you deal with joint discomfort, you need to see how you can claim a 2-week sample of GNC's #1 Joint Compound to try.
Formulated by renowned Doctor, David Katz, Instaflex Advanced has become the best selling joint solution product at GNC and Walgreens. Thousands of seniors across the US and Canada are enjoying joint relief everyday with it.
The best part? You only have to take 1 small capsule a day and many start to feel a difference very quickly!
The company behind Instaflex Advanced has agreed to allow new customers to try a sample throughout . You can go to their website by clicking the button below to claim your sample to try. Samples ship within 24-48 hours, so you'll have it quickly too!
Claim Your Sample Of Instaflex Advanced >>14. This Farmer Zapped 10,000 Mosquitos Overnight Using This Simple Trick
POWERFUL & PORTABLE ZAPPER ATTRACTS & KILLS MOSQUITOES FOR A MOSQUITO-FREE SEASON
If you’re not looking forward to hordes of bloodthirsty mosquitoes ruining your summer evenings then Zappify is the mosquito-killing powerhouse you’re looking for. This rechargeable and portable zapper is designed to be either stood up or hung so you can use it nearly anywhere!
Zappify is perfect for camping, the park, or simply for lounging in your backyard with friends or family after a busy day. Just charge it up with the convenient Micro USB and you’ll be zapping mosquitoes, dead, anywhere you need to! Take your family off the menu with this awesome mosquitoes zapper.
GET 50% OFF! »15. Can't Sleep? Get a Sample of GNC's #1 Sleep Probiotic To Try
If you have trouble sleeping and also deal with gut issues, you've got to give Peptiva Nighttime Probiotic a try.
Peptiva helped break the stereotype that probiotics are only for people looking to fix their stomach issues. Peptiva's groundbreaking formula also helps de-stress so you can enjoy a deeper, more satisfying sleep. GNC stores secured the exclusive rights to Peptiva's US launch, but you won't find this exclusive sample offer there.
Dr. David Katz, a health and wellness thought leader and the Director and Co-founder of the Yale Prevention Research Center, helped formulate a groundbreaking probiotic supplement.
The key ingredients in Peptiva include a powerful combination of 6 clinically validated probiotic strains, which are also guaranteed to keep their potency up to the expiration date (many probiotics are only guaranteed at the time of manufacturing.)
Benefits include being less bloated, having embarrassing digestive issues vanish, less frequent bathroom trips and amazing sleep through the night. GNC stores secured the exclusive retail rights to Peptiva’s US launch but may soon be available in Vitamin Shoppe, Vitamin World, Walgreens and more. Right now new customers can try Peptiva to see how it works for them.
Claim Your 2-Week Supply Of Peptiva >>16. Seniors May Qualify for $0 Cost Dental Care
If the Government did one thing right this year, they allowed eligible Seniors to get access to free dental coverage for years to come.
Seniors 64 and older may be eligible to get free dental work, including crowns, implants and x-rays. This can save you an absolute fortune.
This Medicare plan could cover everything, at no cost, as part of new Medicare Plans in your area.
Eligible seniors may be able to get your free dental alliance card in the mail at no cost to you, to use at any provider of your choice.
These plans may be limited so check your eligibility today!
Check Medicare Programs Now17. Men, ED Is Caused By A "Clog" - Doctors Recommend Taking This Daily To Fix It (Free Trial)
In a recent US study, men over 50 who use Viagra, Cialis, and Levitra for their ED still report frustrations.
This new all-natural solution, which is a blend of horny goat, wild yam, Korean ginseng, licorice root, potency wood, and oyster shell extracts, is bringing Oriental medicine to the Eastern World. Claim your free trial here >>
See Detalis »»
18. Protect Your Computer From Scams And Malware With TotalAV! (Free Computer Check!)
Problem:
Every year, millions of computer owners fall victim to hacks and phishing scams, often with horrendous consequences.
Solution:
TotalAV is one of the most popular antivirus tools on the market today, and has helped millions of computer owners achieve better security and peace of mind.
If you're not using their services, you may be losing out on security that could protect you and your computer from harm.
Protect Yourself Now With TotalAV!
19. Help Protect Your IRA Or 401k By Learning How To Invest In Physical Gold
Noble Gold Alliance is helping seniors protect their IRA or 401(k) by learning how to acquire physical gold. Simply complete their short form to receive a free gold investors guide.
The guide will help educate you on all the aspects of acquiring, like how to buy and store gold, and what are the benefits of gold, and what causes the price of gold to rise.
Claim Your Free Gold Investing Guide »20. This Thing Saved My Home Photos And Videos
ThePhotoStick Omni a revolutionary device that automatically finds, sorts, and saves up to 60,000 photos and videos across ANY of your devices with just ONE click. Even better, you only need one of them for all your devices! ThePhotoStick Omni works on:
All Windows computers All Mac (Apple) computers
All smartphones (iPhones, Android, iOS, etc.)
All tablets (Galaxy, iPad, etc.)
This means you can now safely store, access, and share ALL of your precious photo and video memories in a matter of minutes… no matter where they are… with ONE device and it’s going to prevent so many irreplaceable photos & videos from being lost!
Read more »»21. Transportation and Travel Discounts
For those that like to get out of town, vacation, or visit the grandchildren, be sure to always ask for discounts from the various travel providers. This is especially true for travelers 55 and over. Here are a few we know about...
- American Airlines: There are various senior discounts that apply to various trips. Call to find out which are available.
- Amtrak: Senior pricing is available for most Amtrak locations. This ranges from 10 to 15 percent off.
- Alaska Airlines: Seniors can save a significant amount with discount plane tickets. However, discounts vary from one time frame to the next. Most commonly, seniors can save 10 percent.
- Southwest Airlines: Seniors over 65 who are traveling with Southwest Airlines may be eligible for Senior Fares. These are available online and for international and domestic travel. You can also purchase Senior Fares through a customer service representative at the airline or a travel agency. You will need to arrive early at the gate to be able to prove your age in order to be checked in for your flight.
- United Airlines: United offers discounted prices for flights for seniors over 65. Seniors need to select the Over 65 category when purchasing tickets online or with a customer service agent. Discounts vary depending on the flight and location.
22. CBD Gummies - The Natural Solution For Your Health
Do you suffer from the following: Joint pain, arthritis, diabetes, or even frequent headaches? If so, we all know the burden it can cause. Luckily for you, there’s been a recent medical breakthrough that surprises even doctors across the country. CBD Gummies. This natural remedy is helps to relieve joint pain, arthritis, autoimmune disorder, diabetes, high blood pressure, prostate, Alzheimer’s, nausea, inflammation, etc. This groundbreaking CBD works like magic and is the most powerful CBD on the market, helping you to feel like yourself in no time. And the best part, it’s extremely affordable. Join Millions of other seniors in taking their life back today!
Claim Your Discount On CBD Gummies
23. New "Roof Replacement" Program Helps Homeowners Get a New Roof
Homeowners should never have to pay full price for roof repairs again. In the past roofing work could cost a fortune. Worse yet, a bad roof can lead to tremendous damage, mold, animal infestation and other expensive situations that could be avoided with proper home maintenance.
No doubt replacing a home's roof is an easy thing to put off "until next season," especially since traditionally the cost could come with quite the price tag.
But thanks to this brilliant new website, it no longer has to cost homeowners an arm and a leg to get the roof replaced or repaired. In fact, homeowners that use the site will never have to pay full price for roof repairs again.
Now homeowners can get their roof replaced while saving thousands of dollars in the process by taking advantage of all special discounts, rebates and incentives available in their area.
Every homeowner should check to see how cheap it can be to get a new roof in their area.
Enter ZIP to Check Eligibility Here
Check If My Home Qualifies »
24. Homeowners Get $3,708/year Back On Their Mortgage With New Homeowner "Relief Programs" This
If you're a homeowner, this one thing could save yourself thousands of dollars this year...
The Fed recently pushed mortgage rates off of a cliff, which would give the average homeowner 3,708/year (or $309/month) back on their mortgage as early as this
There's no telling how soon the Relief Program will expire, so it's suggested that homeowners complete the official Mortgage Relief Survey Here to check their eligibility right away.
While the banks happily wait for the program to end, a final push is urging homeowners to take advantage. The Programs are currently active but could be shut down at any given time.. The good news is that once you're in, you're in.
So if reducing your payments by $309/month, paying off your mortgage faster, or even taking some cash out would help you, it's important to check your eligibility here. Checking your eligibility is quick and completely free!
Check My Eligibility »
25. Comprex Sleeves - Instant Foot & Ankle Pain Relief
Those headaches, back pain, and sore joints all might be caused by your feet. That’s right, your feet. A young man who suffered for years from back discomfort stumbled upon a solution while on vacation in Asia. He was talking to a merchant about his problems and the man said sells socks that improves blood flow and reduces stress on the body by applying pressure to key points in your feet. So he gave them a shot and he quickly noticed he was getting fewer headaches, stiff necks, and had more energy. He believes so much in these socks, he created a company called Comprex Sleeves to sell them in the United States. Since his company is still new he’s offering his Comprex Sleeves at 50% off.
Claim Your 50% Off Discount »26. Soul Insoles - Breakthrough insole brings long-lasting pain relief
Foot pain is awful. When your feet hurt, it affects every aspect of your life and it can feel like there’s no escape. Millions suffer from foot pain and left untreated it can lead to more serious conditions like plantar fasciitis, back pain, fallen arches, knee and hip pain, and arthritis.
Soul Insoles are the world’s first “micro-orthotic” insole. The inventors wanted to create a solution that gives you the benefits of expensive orthotics without the hefty price tag.
These micro-orthotics are versatile and can be used in your favorite footwear: tennis & running shoes, work boots, hiking boots — even sandals. They fit all shoes… no measuring, no cutting. Slip them in and enjoy soothing support and relief that spreads from your soles up through your whole body.
Many dads suffer in silence with chronic foot pain. Silence that pain so it never holds him back.
Learn More About Soul Insoles»
27. Blissy Silk Pillow - Better, Cooler, Cleaner Sleep
There's nothing quite like the cool side of your pillow, right?
Imagine an eternally cool pillowcase, eliminating the need to flip it over with your hands all night. You'd not only get the amazing cool side all night, but your face and hair would also be spared from the dirt, oil and bacteria that transfers from your hands to your pillow.
What does this mean? Better sleep, better skin, better hair...Super models, hair stylists, dermatologists and beauty experts all swear by this one hygiene and sleep product that has been a closely guarded secret. Until now...
Blissy Pillowcase is changing the way we think about sleep and hygiene. See why..
Exclusive Reader Deal: Who doesn't like a new, clean pillowcase? Especially at 50% off. This is a great gift idea for anyone and it makes the perfect product to splurge a little on yourself. The cooling feature alone is worth Blissy's weight in gold. Get it today.
Click For 50% OFF »»
28. Reverse Mortgage (Free Info Kit) - Boost Your Retirement & Stay In Your Own Home
A staggering amount of seniors do not have the funds to comfortably retire. This is why millions of Americans are taking advantage of a reverse mortgage loan to help supplement their retirement income while continuing to live in their own home.
A reverse mortgage can be a great way to get a source of tax-free funds, while helping getting rid of your existing mortgage payment and generally, only having to pay for property taxes, maintenance and homeowner's insurance. It is crucial that you can go into your golden years with certainty, confidence and control. With this extra supplemental income, you can pay off overdue bills, repair or remodel your home, build a financial safety net, cover in-home medical costs, or even take the rip you've been wanting to go on. AAG is a leader in the reverse mortgage industry and has partnered with Tom Selleck of "Magnum PI" fame to help spread the word on how reverse mortgages work. They have put together a free info kit to educate you about the advantages of reverse mortgages.
Click Here To Receive A Free Info Kit »»
29. Enlarged Prostate Gone - Just Do This Before Bed (Watch)
If you're over the age of 45, then right now, your prostate is about the size of a lemon.
But here's the crazy thing: in your 20s, it was the size of a walnut. Which means in the past 20+ years, it has nearly TRIPLED in size. It's so large, it's putting pressure on your bladder, leaving you with that constant "need to pee" feeling.
Plus, it's actually blocking blood flow to your "you-know-what" and making it impossible to get or stay hard.
That's the bad news, but the good news is this: Research has recently discovered an incredibly effective way to shrink your prostate.
See detalis >>
Bonus #1: Homeowners In Eligible Zip Codes Get $1,632/yr Back On Their Home Insurance. Check If Your Area Qualifies...
A new Special Program is helping thousands of savvy homeowners get up-to $1,632/year back on their home insurance. Has your insurance provider told you about this?
» Check If Your ZIP Qualifies Here
Let's face it... everyone needs homeowners insurance. But how often have you actually used your insurance? Probably not nearly enough to make up for the cost year after year.
Here's something most people don't know about home insurance and it's one of the easiest ways homeowners can save...
Homeowners insurance is actually pretty inexpensive, but most people are paying far too much. In fact, most homeowners can now get an average $1,632 taken off their annual bill for the same or even better coverage by using this popular website.
In just seconds, you can get quotes from the top insurance providers in your area that compete to give you the lowest rate... allowing you to get a big discount on great coverage. Many report they're able to get a huge savings just by using this site to reduce their bill for free.
Reduce My Home Insurance »
Bonus #2: Seniors Who Own Their Home Can Save Big On New Windows And Cut Heating & Cooling Costs
When seniors visit this window remodeler connection website they are shocked to learn about the savings available.
These types of savings can help you save BIG on the cost of new windows for your home while also lowering your heating & cooling costs.
You can easily compare window prices, installation costs and see how much you will also save on your monthly electric + heating bills.
Fill out the short form to receive free pricing quotes from licensed & insured window replacement professionals in your area and see how much you can save.
Click Here to Qualify »
Bonus #3: Old Age And Gadgets Do Mix!
A gadget is one of the few truly guilty pleasures people of all ages can't resist. It doesn't matter if you're 5 or 65, odds are you love gadgets.
Our in-house gadget junkies did a little digging online to find some amazing gadgets specifically for senior citizens. I was shocked at how many our team found. We put together this great list of the best gadgets and gizmos that senior citizens are sure to want to buy for themselves or to receive as gifts.
Click Here To See The Best 21 »»
By taking advantage of the special programs in this list, seniors can easily save thousands of dollars a year — and for many years to come.
Don't Forget: many of these items may expire this , so do not wait to claim them and start saving right away...
1. Go Solar and Enjoy $0 Electric Bills: Click here to see if your zip code qualifies.
2. Claim $250,000 in Life Insurance: Click here to search discounted rates on life insurance!
3. Cut Your Home Insurance In Half: Click here to get a free quote and compare rates
4. Get Rid of Snowballing Debt: Click here if you have more than $15,000 in card balances.
5. Reduce Your Car Insurance: Click here to save $500+ on car insurance!
If you found this list of expense cutting solutions useful, be sure to share it on your favorite social network by clicking the button below...