Everyone knows about basic, everyday discounts at restaurants and popular retailers, but you would be surprised to learn about some of the biggest discounts and Special Programs now available to help adults cut expenses and boost their retirement. Unfortunately many Americans are missing out entirely, simply because they don't know these programs exist.
That's why we put together this list of the simplest things anyone can do right now to save a small fortune this year.
Note That: Many of these programs are only available online and could expire as early as this . We encourage you to claim the items in the list below to make the most of it while they last.
1. Collecting Social Security? Consider a "Do-Over" and Get a Benefits Boost
An obscure tax law allows those who collect social security to halt current benefits, pay back everything collected (interest-free), and restart benefits at a new, higher rate based on your current age. It's called "do-over" and it can dramatically increase social security.
Here's how it works... Let's say someone qualifies for full benefits of $1,600 a month at their normal retirement age of 66, but they decide to begin collecting benefits at 62. As a result, their retirement benefits will be reduced by 25% for the rest of their life (to $1,200 a month in this example) because they'll be collecting a smaller benefit for a longer period of time.
On the other hand, if that person delayed collecting benefits, they will receive an 8% boost for every year beyond their normal retirement age until they reach 70, when their maximum benefit will be 132% of what they would have received at age 66. In this example, this person would receive about $2,100 a month at 70 -- a $900 difference!
Most don't realize this option is available to them, but that doesn't mean it's for everyone. Be sure to crunch the numbers and speak with a qualified advisor before doing anything drastic.
2. Use Congress's Mortgage Relief Program To Keep Up To $3,264 In Your Pocket Every Single Year
This is the #1 secret that banks and mortgage companies don't want you to know about.
Still unknown to many is a brilliant Government Program called the High Refinance Option Program (HiRO) that could benefit millions of Americans and reduce their payments by as much as $3,266 per year! You could bet the banks aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before time runs out.
So while the banks happily wait for this program to end, there is a nationwide push to have homeowners take advantage quickly. The good news is that once you're in, you're in. If lowering your payments, paying off your mortgage faster, and even taking some cash out would help you, it's vital you act now and see if you could take advantage and benefit from congress's generous relief program before it expires sometime in 2021.
If lowering your payments, paying off your mortgage faster, and even taking some cash out would help you, it's vital you act now to qualify.
How Do I Qualify?
Step 1: Select your state below to see if your eligibility (it's free)
Step 2: Take the 60 second quiz and see your new low rate!
Select Your State:See Your New Low Rate Now »
3. Special Program Gives Seniors $250,000 in Life Insurance for Just $15/month!
If you have any family, life insurance is a must. Most people don't have savings large enough for their family to pay off their mortgage, cover living expenses, and pay for final expenses — never mind ensuring your loved ones don't inherit your debts.
Life insurance companies know all of this and the bigger the policy, the more they profit. They've been getting away with charging high rates for years – but that's all coming to an end.
Thanks to a new special program, there is now a way to get a rock solid, yet very inexpensive life insurance policy from top providers. Simply by using this new life insurance comparison website it's easy for anyone to see how cheap plans can be, regardless of age or medical history. The best part is it's totally free!
The website will run your options through their technology to automatically find the best life insurance policies available at the lowest possible price. Even if you already have a policy, it can find comparable plans at a much much lower price. You could easily end up saving up to 70% on life insurance!
No medical check and guaranteed acceptance policies are also available for adults of every age, even if you have been denied in the past.Get Cheap Life Insurance »
4. Never Pay Another Electric Bill Again — Federal Program Pays Homeowners To Go Solar And And Enjoy $0 Electric Bills
Here's something the power company doesn't want you to know. A little-known government program gives homeowners who live in these certain areas a big payment incentive to switch to solar.
The program is called the Federal Residential Renewable Energy Tax Incentive, which provides subsidies and rebates that can cover the costs to go solar and get rid of the electric company once and for all. In fact, the average tax break gives back $4,860 for installing solar panels.
Has your power company told you that? Most likely not. That's because once homeowners go solar, their energy bill is drastically reduced — often to $0 or close to it. You can bet the energy companies are not too thrilled about that.
Homeowners should check to see if your home qualifies here before the program expires. Connect with solar installers and be on your way to eliminating electric bills.Check If My Area Qualifies »
5. Paying For Car Insurance? Here's How To Get $610 Back Each Year!
It is widely known that many seniors pay far too much for their car insurance. Generally, depending on age and driving history, seniors could be entitled to huge discounts & savings on their policies. The problem is that most fail to compare and simply let their existing policies renew year after year...
For most, if you are over the age of 45 and pay more than $30/month for car insurance, you are very likely overpaying for your policy.
Thanks to this innovative new website, most can take advantage of up to $620 in savings which are available, yet most don’t even know about! The site is super easy to use and allows you to see instantly how much lower your new rate is.Find Out My New Rate »
6. New Neuropathic Pain Discovery Is Leaving Doctors Baffled
2021: Scientists claim “Relief from Neuropathy if you do this daily.”
Thousands of people already relieved their neuropathic pain & nerve damage with this method...
Watch this video to understand what and why big pharma companies don’t want you to know about this simple treatment…Watch this video >>
7. Seniors Get 50% Off This Miracle Portable Air Cooler
This brand new portable AC from Arctos Air is going to become your new best friend with the heatwaves. Instead of using traditional AC, you cool down any space in minutes and bring it anywhere you want as it’s totally portable. We absolutely adore ours and we have secured an exclusive senior 50% discount for our readers.Click for 50% OFF
8. Enjoy These Discounts When Eating Out
If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.
Keep in mind that deals may vary at participating locations and can change without notice.
- McDonald’s: discounts on coffee and beverages (55+)
- Wendy’s: get free coffee or other discounts depending on location
- IHOP: 10% discount (55+) and a menu for people aged 55 and over at participating locations
- Golden Corral: Senior discount varies by location (Inquire)
- Denny’s: Offers a 55+ menu with smaller portions, and better prices. (We like this a lot!)
- Perkins: Restaurants: Fifty-Five Plus menu Offers special deals (55+)
- Subway: 10% off (60+) varies by location
- Old Country Buffet: Daily discounts for seniors (55+)
- Burger King: 10% discount on purchase depending on location (60+)
- Long John Silver’s: 10% discount or discounted beverage (55+)
9. This Is How Older Women Lose Weight (Never Diet Again)
Doing this helped me finally drop 3 dress sizes after being overweight for years!
Making one tiny change to your after-dinner routine can not only help banish belly bloat...
It can also flatten your stomach faster than hundreds of crunches or hours of cardio.
Taking a few seconds to make this tiny change to your after-dinner routine teaches your body to start releasing belly fat once you fall asleep...
Literally helping to flatten and tighten your tummy overnight.
** Warning: This May Cause Rapid Weight Loss In Woman Over 30 **Watch Now >>
10. Seniors With Bad Knees Get A Sample Of GNC's #1 Joint Compound Instaflex Advanced To Try in
If you deal with joint discomfort, you need to see how you can claim a 2-week sample of GNC's #1 Joint Compound to try.
Formulated by renowned Doctor, David Katz, Instaflex Advanced has become the best selling joint solution product at GNC and Walgreens. Thousands of seniors across the US and Canada are enjoying joint relief everyday with it.
The best part? You only have to take 1 small capsule a day and many start to feel a difference very quickly!
The company behind Instaflex Advanced has agreed to allow new customers to try a sample throughout . You can go to their website by clicking the button below to claim your sample to try. Samples ship within 24-48 hours, so you'll have it quickly too!Claim Your Sample Of Instaflex Advanced >>
11. Seniors With $24,000 or More in Card Debt Use This Brilliant Debt Payoff Plan
With the skyrocketing cost of living in the United States, more and more adults are struggling with financial debt than ever before. And with interest rates snowballing the amount owed, paying your card balances can seem like a trap that can never be escaped. Here's what the banks don't want you to know...
For anyone over the age of 40 that owes $24,000 or more in card debt, this debt relief program can greatly reduce the amount of money owed. The program can resolve debt without a loan – allowing many to become totally debt free in just 24 – 48 months.
So if you carry $24,000 or more in card debt, click here to see if you qualify for reduce payments!Reduce My Credit Card Bill »
12. Transportation and Travel Discounts
For those that like to get out of town, vacation, or visit the grandchildren, be sure to always ask for discounts from the various travel providers. This is especially true for travelers 55 and over. Here are a few we know about...
- American Airlines: There are various senior discounts that apply to various trips. Call to find out which are available.
- Amtrak: Senior pricing is available for most Amtrak locations. This ranges from 10 to 15 percent off.
- Alaska Airlines: Seniors can save a significant amount with discount plane tickets. However, discounts vary from one time frame to the next. Most commonly, seniors can save 10 percent.
- Southwest Airlines: Seniors over 65 who are traveling with Southwest Airlines may be eligible for Senior Fares. These are available online and for international and domestic travel. You can also purchase Senior Fares through a customer service representative at the airline or a travel agency. You will need to arrive early at the gate to be able to prove your age in order to be checked in for your flight.
- United Airlines: United offers discounted prices for flights for seniors over 65. Seniors need to select the Over 65 category when purchasing tickets online or with a customer service agent. Discounts vary depending on the flight and location.
13. How To "Relieve" Diabetes (Do This Immediately!)
Diabetes is complicating the life of millions around the world.
But did you know Type 2 diabetes can be a symptom of a much worse condition?
This 100% natural treatment, which naturally fights diabetes, has stunned doctors & got the attention of over 260,391 people to transform their lives.
If you or anyone you care about is suffering from diabetes you must see this!Continue>>
14. New "Roof Replacement" Program Helps Homeowners Get a New Roof
Homeowners should never have to pay full price for roof repairs again. In the past roofing work could cost a fortune. Worse yet, a bad roof can lead to tremendous damage, mold, animal infestation and other expensive situations that could be avoided with proper home maintenance.
No doubt replacing a home's roof is an easy thing to put off "until next season," especially since traditionally the cost could come with quite the price tag.
But thanks to this brilliant new website, it no longer has to cost homeowners an arm and a leg to get the roof replaced or repaired. In fact, homeowners that use the site will never have to pay full price for roof repairs again.
Now homeowners can get their roof replaced while saving thousands of dollars in the process by taking advantage of all special discounts, rebates and incentives available in their area.
Every homeowner should check to see how cheap it can be to get a new roof in their area.Check If My Home Qualifies »
15. Homeowners Get $3,708/year Back On Their Mortgage With New Homeowner "Relief Programs" This
If you're a homeowner, this one thing could save yourself thousands of dollars this year...
The Fed recently pushed mortgage rates off of a cliff, which would give the average homeowner 3,708/year (or $309/month) back on their mortgage as early as this
There's no telling how soon the Relief Program will expire, so it's suggested that homeowners complete the official Mortgage Relief Survey Here to check their eligibility right away.
While the banks happily wait for the program to end, a final push is urging homeowners to take advantage. The Programs are currently active but could be shut down at any given time.. The good news is that once you're in, you're in.
So if reducing your payments by $309/month, paying off your mortgage faster, or even taking some cash out would help you, it's important to check your eligibility here. Checking your eligibility is quick and completely free!Check My Eligibility »
16. Don't Pay For Another Costly Home Repair Out Of Pocket Again!
It's always a disruption when appliances like ACs or washing machines break down. Worse yet, most of us can't afford to go out and replace or repair them on the spot, yet are forced to, since they are rarely covered by home insurance policies. They always seem to break down when we need them most, but next time, you don't need to pay out of pocket for anything...
Clever homeowners are using this new Home Warranty Program, and are saving thousands in the long run by protecting themselves against unexpected home repairs. All appliances you can think of are covered entirely by this program, and in many cases, they'll completely replace your appliance with a brand new one. Without paying a penny out of pocket or unexpectedly, you can save yourself the financial impact and inconvenience of future break downs.Click Here to Learn More »
17. Walk In Tubs At Huge Discounts
Walk-in tubs are designed to satisfy the needs of seniors, the disabled, handicapped or anyone with mobility challenges. Statistics say that falls occur in your bathroom more often than in any other room in your house. The Center for Disease Control tells us that two-thirds of bathroom injuries happen near your tub or shower.
Usually they happen when you step over your tub wall, or slip on a wet floor, or when you lean on a glass door that wasn’t designed to support your weight. It’s another fact of life that these bathroom injuries increase significantly after you turn 65. This is often when your eyesight starts to fade, and you have less mobility and balance. The bottom line? One in three adults over 65 experience falls each year. Right now, many Walk-in Tub manufacturers are offering free in home consultations for seniors.Click Here To Learn More »
18. New Blood Pressure Discovery Is Leaving Doctors Baffled
: Scientists claim "Restore healthy blood pressure levels if you do this daily."
Thousands of people already have lowered their high blood pressure with this method...
Watch this video to understand what and why big pharma companies don't want you to know about this simple treatment...Watch Now >>
19. AirPhysio - Naturally Improve Your Breathing & Your Life
Problem: Are you looking for a way to strengthen your respiratory muscles and maximize lung function? Solution: AirPhysio
AirPhysio is a patented, award-winning device that uses Oscillating Positive Expiratory Pressure to naturally improve your breathing. When you exhale through the device, a positive pressure is created in your lungs, which loosens mucus from the airway walls so you can cough it out naturally and allowing you to finally breathe again.
You can also use it everyday to keep your lungs strong, clean and healthy. Airphysio is also popular among athletes, who use it to reduce breathlessness during exercise and speed up recovery times after working out or training. Learn more about AirPhysio by clicking on the link below.Learn More About AirPhysio >>>
20. Protect Your Computer From Scams And Malware With TotalAV! (Free Computer Check!)
Every year, millions of computer owners fall victim to hacks and phishing scams, often with horrendous consequences.
TotalAV is one of the most popular antivirus tools on the market today, and has helped millions of computer owners achieve better security and peace of mind.
If you're not using their services, you may be losing out on security that could protect you and your computer from harm.Protect Yourself Now With TotalAV!
21. Soul Insoles - Breakthrough insole brings long-lasting pain relief
Foot pain is awful. When your feet hurt, it affects every aspect of your life and it can feel like there’s no escape. Millions suffer from foot pain and left untreated it can lead to more serious conditions like plantar fasciitis, back pain, fallen arches, knee and hip pain, and arthritis.
Soul Insoles are the world’s first “micro-orthotic” insole. The inventors wanted to create a solution that gives you the benefits of expensive orthotics without the hefty price tag.
These micro-orthotics are versatile and can be used in your favorite footwear: tennis & running shoes, work boots, hiking boots — even sandals. They fit all shoes… no measuring, no cutting. Slip them in and enjoy soothing support and relief that spreads from your soles up through your whole body.
Many dads suffer in silence with chronic foot pain. Silence that pain so it never holds him back.Learn More About Soul Insoles»
22. Is the value of your retirement savings safe from Biden's money printing?
Biden’s stimulus spending is adding trillions to the economy, which will devalue the dollar and your IRA/401k. But you can protect your retirement from Biden’s plans with gold, known as the best hedge against inflation. Protect and grow your IRA/401k with gold. Get your free gold investment guide today.Get Your Free Gold Investment Guide Today »
Bonus #1: Homeowners In Eligible Zip Codes Get $1,632/yr Back On Their Home Insurance. Check If Your Area Qualifies...
A new Special Program is helping thousands of savvy homeowners get up-to $1,632/year back on their home insurance. Has your insurance provider told you about this?
Let's face it... everyone needs homeowners insurance. But how often have you actually used your insurance? Probably not nearly enough to make up for the cost year after year.
Here's something most people don't know about home insurance and it's one of the easiest ways homeowners can save...
Homeowners insurance is actually pretty inexpensive, but most people are paying far too much. In fact, most homeowners can now get an average $1,632 taken off their annual bill for the same or even better coverage by using this popular website.
In just seconds, you can get quotes from the top insurance providers in your area that compete to give you the lowest rate... allowing you to get a big discount on great coverage. Many report they're able to get a huge savings just by using this site to reduce their bill for free.Reduce My Home Insurance »
Bonus #2: If You're Paying More Than $9/Month For Medicare, You MUST Do This
Open Enrollment Period Now Active: Did you know that over 95% of seniors are paying more than $5,000 per year out of pocket on medical expenses? Thats ridiculous!
All of your deductibles and co-pays could actually be covered with a replacement plan. However, these special plans are only available to those in qualified zip codes.
This is because the information hasn't been readily available until now, and also because many seniors get pushed into Medicare Supplement plans that don't actually provide good coverage. Fortunately, a lot of smart seniors out ther are using this free service to find the perfect plan and save BIG.Click Here to Learn More »
Bonus #3: Seniors Who Own Their Home Can Save Big On New Windows & Cut Up To 43% Off Heating & Cooling Costs
When seniors visit this window remodeler connection website they are shocked to learn about the discounts and savings available.
These types of discounts can help you save BIG on the cost of new windows for your home while also lowering your heating & cooling costs by up to 43%.
You can easily compare window prices, installation costs and see how much you will also save on your monthly electric + heating bills.
Fill out the short form to receive free pricing quotes from licensed & insured window replacement professionals in your area and see how much you can save.Click Here to Qualify »
Bonus #4: Genius New Tech Gadget Slashes Your Electric Bill in Half
It is no secret that the price of electricity is steadily increasing each year, but thanks to this new Nikola-Tesla-inspired technology, USA seniors can save hundreds to thousands of dollars every year on their electric bills.
It's called InstaWatt and its tech was originally created by no other than the legendary Serbian-American inventor, electrical engineer, mechanical engineer, and futurist, Nikola Tesla. Initially it was concealed from the general public because it offered average families the opportunity to save on their monthly energy costs.
InstaWatt is a small, compact, affordable, and easy-to-use plug-in unit that stops unnecessary power from entering the electrical cables and overloading the network. InstaWatt is your power company's worst nightmare. They have been trying to hide InstaWatt from the everyday consumer and have even banned it in retail shops.Get 50% OFF Now »
By taking advantage of the special programs in this list, seniors can easily save thousands of dollars a year — and for many years to come.
Don't Forget: many of these items may expire this , so do not wait to claim them and start saving right away...
1. Go Solar and Enjoy $0 Electric Bills: Click here to see if your zip code qualifies.
2. Claim $250,000 in Life Insurance: Click here to search discounted rates on life insurance!
3. Cut Your Home Insurance In Half: Click here to get a free quote and compare rates
4. Get Rid of Snowballing Debt: Click here if you have more than $15,000 in card balances.
5. Reduce Your Car Insurance: Click here to save $500+ on car insurance!
If you found this list of expense cutting solutions useful, be sure to share it on your favorite social network by clicking the button below...