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Everyone knows about basic, everyday discounts at restaurants and popular retailers, but you would be surprised to learn about some of the biggest discounts and Special Programs now available to help adults cut expenses and boost their retirement. Unfortunately many Americans are missing out entirely, simply because they don't know these programs exist.
That's why we put together this list of the simplest things anyone can do right now to save a small fortune this year.
Note That: Many of these programs are only available online and could expire as early as this . We encourage you to claim the items in the list below to make the most of it while they last.
1. Collecting Social Security? Consider a "Do-Over" and Get a Benefits Boost
An obscure tax law allows those who collect social security to halt current benefits, pay back everything collected (interest-free), and restart benefits at a new, higher rate based on your current age. It's called "do-over" and it can dramatically increase social security.
Here's how it works... Let's say someone qualifies for full benefits of $1,600 a month at their normal retirement age of 66, but they decide to begin collecting benefits at 62. As a result, their retirement benefits will be reduced by 25% for the rest of their life (to $1,200 a month in this example) because they'll be collecting a smaller benefit for a longer period of time.
On the other hand, if that person delayed collecting benefits, they will receive an 8% boost for every year beyond their normal retirement age until they reach 70, when their maximum benefit will be 132% of what they would have received at age 66. In this example, this person would receive about $2,100 a month at 70 -- a $900 difference!
Most don't realize this option is available to them, but that doesn't mean it's for everyone. Be sure to crunch the numbers and speak with a qualified advisor before doing anything drastic.
2. Paying For Car Insurance? Here's How To Get $610 Back Each Year!
It is widely known that many seniors pay far too much for their car insurance. Generally, depending on age and driving history, seniors could be entitled to huge discounts & savings on their policies. The problem is that most fail to compare and simply let their existing policies renew year after year...
For most, if you are over the age of 45 and pay more than $30/month for car insurance, you are very likely overpaying for your policy.
Thanks to this innovative new website, most can take advantage of up to $620 in savings which are available, yet most don’t even know about! The site is super easy to use and allows you to see instantly how much lower your new rate is.
Click here to see if you qualify to get back $610 each year on car insurance
Find Out My New Rate »
3. Homeowners Born Before 1990 Are Getting $3,708 This Month. Check If You Qualify In 60 Seconds.
If you have a mortgage and you qualify, you can get up $3,708 each year in savings as soon as this April. Millions of Americans could benefit from this, but very few even know about it.
Homeowners can start using this $3,708 however they want. You can improve your home, take a vacation or use it for any other expenses of your choice.
Unfortunately, many American homeowners won't get their $3,708 in savings. Simply because they don't know that they have to claim it. And some think it's “too good to be true”. In fact, homeowners who have good credit can qualify for even larger amount!
This could end at any time in , but the good news is that once you qualify, you can keep your $3,708 in savings. So while the banks happily wait for this to end, smart homeowners are rushing to take advantage.
Remember: You do not need to pay anything to check how much you could qualify for. It's completely free, takes just 2 minutes to check if you qualify and could put thousands of dollars back into your pocket every year.
Follow These 3 Simple Steps To Check If You Qualify For Free:
● Step 1: Select your age below
● Step 2: Answer a few questions (it takes just 60 seconds)
● Step 3: After you enter some information about your home, you will find out how much you could be entitled to. You will be shocked to see how much you could qualify for! It's an easy and quick way to put money back into your pocket!
Select Your Age:
4. Seniors With $24,000 or More in Card Debt Use This Brilliant Debt Payoff Plan
With the skyrocketing cost of living in the United States, more and more adults are struggling with financial debt than ever before. And with interest rates snowballing the amount owed, paying your card balances can seem like a trap that can never be escaped. Here's what the banks don't want you to know...
For anyone over the age of 40 that owes $24,000 or more in card debt, this debt relief program can greatly reduce the amount of money owed. The program can resolve debt without a loan – allowing many to become totally debt free in just 24 – 48 months.
So if you carry $24,000 or more in card debt, click here to see if you qualify for reduce payments!
Reduce My Credit Card Bill »
5. Never Pay Another Electric Bill Again — Federal Program Pays Homeowners To Go Solar And And Enjoy $0 Electric Bills
Here's something the power company doesn't want you to know. A little-known government program gives homeowners who live in these certain areas a big payment incentive to switch to solar.
The program is called the Federal Residential Renewable Energy Tax Incentive, which provides subsidies and rebates that can cover the costs to go solar and get rid of the electric company once and for all. In fact, the average tax break gives back $4,860 for installing solar panels.
Has your power company told you that? Most likely not. That's because once homeowners go solar, their energy bill is drastically reduced — often to $0 or close to it. You can bet the energy companies are not too thrilled about that.
Homeowners should check to see if your home qualifies here before the program expires. Connect with solar installers and be on your way to eliminating electric bills.
Check If My Area Qualifies »
6. Special Program Gives Seniors $250,000 in Life Insurance for Just $15/month!
If you have any family, life insurance is a must. Most people don't have savings large enough for their family to pay off their mortgage, cover living expenses, and pay for final expenses — never mind ensuring your loved ones don't inherit your debts.
Life insurance companies know all of this and the bigger the policy, the more they profit. They've been getting away with charging high rates for years – but that's all coming to an end.
Thanks to a new special program, there is now a way to get a rock solid, yet very inexpensive life insurance policy from top providers. Simply by using this new life insurance comparison website it's easy for anyone to see how cheap plans can be, regardless of age or medical history. The best part is it's totally free!
The website will run your options through their technology to automatically find the best life insurance policies available at the lowest possible price. Even if you already have a policy, it can find comparable plans at a much much lower price. You could easily end up saving up to 70% on life insurance!
No medical check and guaranteed acceptance policies are also available for adults of every age, even if you have been denied in the past.
Click here to see available plans.
Get Cheap Life Insurance »
7. New Neuropathic Pain Discovery Is Leaving Doctors Baffled
2021: Scientists claim “Relief from Neuropathy if you do this daily.”
Thousands of people already relieved their neuropathic pain & nerve damage with this method...
Watch this video to understand what and why big pharma companies don’t want you to know about this simple treatment…
Watch this video >>
8. Anti Bacterial Luxury Sheets For The Perfect Night Sleep
Bed sheets haven’t seen innovation in years. They are a breeding ground for all types of bacteria and dust mites. Miracle has created the first ever hygienic luxury sheets. These bed sheets utilize natural bacteria fighting silver for healthier skin and cleanliness.
It also features modern temperature regulating fabrics so that you stay comfortable all night long. No more excessive laundry loads, bad odors, and unhealthy skin!
If you want a great night's sleep and awesome mornings, make the switch to Miracle
Click Here To Learn More Miracle Sheets »9. Enjoy These Discounts When Eating Out
If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.
Keep in mind that deals may vary at participating locations and can change without notice.
- McDonald’s: discounts on coffee and beverages (55+)
- Wendy’s: get free coffee or other discounts depending on location
- IHOP: 10% discount (55+) and a menu for people aged 55 and over at participating locations
- Golden Corral: Senior discount varies by location (Inquire)
- Denny’s: Offers a 55+ menu with smaller portions, and better prices. (We like this a lot!)
- Perkins: Restaurants: Fifty-Five Plus menu Offers special deals (55+)
- Subway: 10% off (60+) varies by location
- Old Country Buffet: Daily discounts for seniors (55+)
- Burger King: 10% discount on purchase depending on location (60+)
- Long John Silver’s: 10% discount or discounted beverage (55+)
10. Ultra Air Heater - Sleek Portable Heater, Heats Up Any Room In Seconds
Finally, a portable space heater that does what they say it does!
We've been on the lookout and we were basically a few hours away from giving up on all portable space heaters, until we found Ultra Air Heater.
Ultra Air Heater heats up any room in literally seconds. Who would have known such a small, plug-in heater could pack so much heat! With no installation costs, no maintenance costs and extreme energy efficiency, Ultra Air Heater is an engineering masterpiece. You have to see it to believe it.
Launched in 2019 by a small group of electrical engineers from an EV company, Ultra Air Heater has the largest companies in the space heating industry quaking in their boots. Not only that, Ultra Air Heater sells for up to 80% less than it's competitors. It has quickly grown to be the go-to heating gadget for millions of happy customers worldwide.
Get Ultra Air Heater at 60% off for the holidays, exclusively through this link, or the button below.
Exclusive Holiday Discount: The makers of Ultra Air Heater are offering up to 60% OFF exclusively for our readers.
Click here to get your exclusive deal >>>
11. Seniors With Bad Knees Get A Sample Of GNC's #1 Joint Compound Instaflex Advanced To Try in
If you deal with joint discomfort, you need to see how you can claim a 2-week sample of GNC's #1 Joint Compound to try.
Formulated by renowned Doctor, David Katz, Instaflex Advanced has become the best selling joint solution product at GNC and Walgreens. Thousands of seniors across the US and Canada are enjoying joint relief everyday with it.
The best part? You only have to take 1 small capsule a day and many start to feel a difference very quickly!
The company behind Instaflex Advanced has agreed to allow new customers to try a sample throughout . You can go to their website by clicking the button below to claim your sample to try. Samples ship within 24-48 hours, so you'll have it quickly too!
Claim Your Sample Of Instaflex Advanced >>12. Protect Your Computer From Scams And Malware With TotalAV! (Free Computer Check!)
Problem:
Every year, millions of computer owners fall victim to hacks and phishing scams, often with horrendous consequences.
Solution:
TotalAV is one of the most popular antivirus tools on the market today, and has helped millions of computer owners achieve better security and peace of mind.
If you're not using their services, you may be losing out on security that could protect you and your computer from harm.
Protect Yourself Now With TotalAV!
Try Your LUCK NOW!
14. Nuubu - Japanese Detox Patches
The ancient Japanese know that the feet are full of the most sensitive nerve endings and body energy centers. All body systems flow through the feet. But when was the last time you took proper care of your feet? Nuubu feet patches are special patches that are made from various herbs — a century-old solution the Japanese had believed to stabilize blood flow in the feet and help reduce the number of harmful elements accumulated there. You really have to see them to believe it.
GET 70% OFF! »15. Transportation and Travel Discounts
For those that like to get out of town, vacation, or visit the grandchildren, be sure to always ask for discounts from the various travel providers. This is especially true for travelers 55 and over. Here are a few we know about...
- American Airlines: There are various senior discounts that apply to various trips. Call to find out which are available.
- Amtrak: Senior pricing is available for most Amtrak locations. This ranges from 10 to 15 percent off.
- Alaska Airlines: Seniors can save a significant amount with discount plane tickets. However, discounts vary from one time frame to the next. Most commonly, seniors can save 10 percent.
- Southwest Airlines: Seniors over 65 who are traveling with Southwest Airlines may be eligible for Senior Fares. These are available online and for international and domestic travel. You can also purchase Senior Fares through a customer service representative at the airline or a travel agency. You will need to arrive early at the gate to be able to prove your age in order to be checked in for your flight.
- United Airlines: United offers discounted prices for flights for seniors over 65. Seniors need to select the Over 65 category when purchasing tickets online or with a customer service agent. Discounts vary depending on the flight and location.
16. New "Roof Replacement" Program Helps Homeowners Get a New Roof
Homeowners should never have to pay full price for roof repairs again. In the past roofing work could cost a fortune. Worse yet, a bad roof can lead to tremendous damage, mold, animal infestation and other expensive situations that could be avoided with proper home maintenance.
No doubt replacing a home's roof is an easy thing to put off "until next season," especially since traditionally the cost could come with quite the price tag.
But thanks to this brilliant new website, it no longer has to cost homeowners an arm and a leg to get the roof replaced or repaired. In fact, homeowners that use the site will never have to pay full price for roof repairs again.
Now homeowners can get their roof replaced while saving thousands of dollars in the process by taking advantage of all special discounts, rebates and incentives available in their area.
Every homeowner should check to see how cheap it can be to get a new roof in their area.
Enter ZIP to Check Eligibility Here
Check If My Home Qualifies »
17. Homeowners Get $3,708/year Back On Their Mortgage With New Homeowner "Relief Programs" This
If you're a homeowner, this one thing could save yourself thousands of dollars this year...
The Fed recently pushed mortgage rates off of a cliff, which would give the average homeowner 3,708/year (or $309/month) back on their mortgage as early as this
There's no telling how soon the Relief Program will expire, so it's suggested that homeowners complete the official Mortgage Relief Survey Here to check their eligibility right away.
While the banks happily wait for the program to end, a final push is urging homeowners to take advantage. The Programs are currently active but could be shut down at any given time.. The good news is that once you're in, you're in.
So if reducing your payments by $309/month, paying off your mortgage faster, or even taking some cash out would help you, it's important to check your eligibility here. Checking your eligibility is quick and completely free!
Check My Eligibility »
18. Get A Walk-In Bathtub At A Big Discount
Walk-in tubs are designed to satisfy the needs of seniors, the disabled, handicapped or anyone with mobility challenges. Statistics say that falls occur in your bathroom more often than in any other room in your house. The Center for Disease Control tells us that two-thirds of bathroom injuries happen near your tub or shower.
Usually they happen when you step over your tub wall, or slip on a wet floor, or when you lean on a glass door that wasn’t designed to support your weight.
These bathroom injuries increase after you turn 65. Often when your eyesight starts to fade, and you have less mobility and balance. The bottom line? One in three adults over 65 experience falls each year. Right now, many Walk-in Tub manufacturers are offering big discounts to seniors. You can get a free quote on a Walk-in Tub by visiting this website.
Learn More About Walk In Tubs »»
19. Biggest Blood Pressure Warning for 2023. (Watch Now)
If you’ve been told by your doctor that you have high blood pressure - this could be causing damage to your blood vessels, heart vessels - and can soon restrict blood flow to your brain and heart.
Even if you haven’t experienced any obvious symptoms yet, you still need to take your cardiovascular health very seriously. If left untreated, high blood pressure can be a direct cause for heart disease, stroke, and yes even death.
Before the damage from high blood pressure gets any worse you can immediately manage your hypertension with an ancient Japanese health secret that still works for people of any age and with any blood pressure level. Tap Below to learn this unique method for keeping your heart safe.
Watch Now >>
20. AirPhysio - Naturally Improve Your Breathing & Your Life
Problem: Are you looking for a way to strengthen your respiratory muscles and maximize lung function? Solution: AirPhysio
AirPhysio is a patented, award-winning device that uses Oscillating Positive Expiratory Pressure to naturally improve your breathing. When you exhale through the device, a positive pressure is created in your lungs, which loosens mucus from the airway walls so you can cough it out naturally and allowing you to finally breathe again.
You can also use it everyday to keep your lungs strong, clean and healthy. Airphysio is also popular among athletes, who use it to reduce breathlessness during exercise and speed up recovery times after working out or training. Learn more about AirPhysio by clicking on the link below.
Learn More About AirPhysio >>>
21. Soul Insoles - Breakthrough insole brings long-lasting pain relief
Foot pain is awful. When your feet hurt, it affects every aspect of your life and it can feel like there’s no escape. Millions suffer from foot pain and left untreated it can lead to more serious conditions like plantar fasciitis, back pain, fallen arches, knee and hip pain, and arthritis.
Soul Insoles are the world’s first “micro-orthotic” insole. The inventors wanted to create a solution that gives you the benefits of expensive orthotics without the hefty price tag.
These micro-orthotics are versatile and can be used in your favorite footwear: tennis & running shoes, work boots, hiking boots — even sandals. They fit all shoes… no measuring, no cutting. Slip them in and enjoy soothing support and relief that spreads from your soles up through your whole body.
Many dads suffer in silence with chronic foot pain. Silence that pain so it never holds him back.
Learn More About Soul Insoles»
22. Help Protect Your IRA Or 401k By Learning How To Invest In Physical Gold
Noble Gold Alliance is helping seniors protect their IRA or 401(k) by learning how to acquire physical gold. Simply complete their short form to receive a free gold investors guide.
The guide will help educate you on all the aspects of acquiring, like how to buy and store gold, and what are the benefits of gold, and what causes the price of gold to rise.
Claim Your Free Gold Investing Guide »23. Blissy Silk Pillow - Better, Cooler, Cleaner Sleep
There's nothing quite like the cool side of your pillow, right?
Imagine an eternally cool pillowcase, eliminating the need to flip it over with your hands all night. You'd not only get the amazing cool side all night, but your face and hair would also be spared from the dirt, oil and bacteria that transfers from your hands to your pillow.
What does this mean? Better sleep, better skin, better hair...Super models, hair stylists, dermatologists and beauty experts all swear by this one hygiene and sleep product that has been a closely guarded secret. Until now...
Blissy Pillowcase is changing the way we think about sleep and hygiene. See why..
Exclusive Reader Deal: Who doesn't like a new, clean pillowcase? Especially at 50% off. This is a great gift idea for anyone and it makes the perfect product to splurge a little on yourself. The cooling feature alone is worth Blissy's weight in gold. Get it today.
Click For 50% OFF »»
24. How to score a deal on unsold gutter guards
Here's the full truth on how to save (and why this can save your home's foundation). Your gutters channel water away from the roof and the foundation of your home to prevent damage, leaks, and mold growth.
Your gutters need to be clear to prevent this damage. You may clean your gutters every season, but gutter guards installed at a precise 11 degree pitch can be effective for life. Commonly, this install takes about 6 hours. So it's not an expensive process, but it may save you a ton of money.
Learn more »»Bonus #1: Homeowners In Eligible Zip Codes Get $1,632/yr Back On Their Home Insurance. Check If Your Area Qualifies...
A new Special Program is helping thousands of savvy homeowners get up-to $1,632/year back on their home insurance. Has your insurance provider told you about this?
» Check If Your ZIP Qualifies Here
Let's face it... everyone needs homeowners insurance. But how often have you actually used your insurance? Probably not nearly enough to make up for the cost year after year.
Here's something most people don't know about home insurance and it's one of the easiest ways homeowners can save...
Homeowners insurance is actually pretty inexpensive, but most people are paying far too much. In fact, most homeowners can now get an average $1,632 taken off their annual bill for the same or even better coverage by using this popular website.
In just seconds, you can get quotes from the top insurance providers in your area that compete to give you the lowest rate... allowing you to get a big discount on great coverage. Many report they're able to get a huge savings just by using this site to reduce their bill for free.
Reduce My Home Insurance »
Bonus #2: If You're Paying More Than $9/Month For Medicare, You MUST Do This
Open Enrollment Period Now Active: Did you know that over 95% of seniors are paying more than $5,000 per year out of pocket on medical expenses? Thats ridiculous!
All of your deductibles and co-pays could actually be covered with a replacement plan. However, these special plans are only available to those in qualified zip codes.
This is because the information hasn't been readily available until now, and also because many seniors get pushed into Medicare Supplement plans that don't actually provide good coverage. Fortunately, a lot of smart seniors out ther are using this free service to find the perfect plan and save BIG.
Click Here to Learn More »
Bonus #3: Seniors Who Own Their Home Can Save Big On New Windows And Cut Heating & Cooling Costs
When seniors visit this window remodeler connection website they are shocked to learn about the savings available.
These types of savings can help you save BIG on the cost of new windows for your home while also lowering your heating & cooling costs.
You can easily compare window prices, installation costs and see how much you will also save on your monthly electric + heating bills.
Fill out the short form to receive free pricing quotes from licensed & insured window replacement professionals in your area and see how much you can save.
Click Here to Qualify »
25. This Device Can Save You Up To 90% In Your Next Electricity Bill
The increasing price of electricity must be worrying us as consumers. Esaver Watt provides the opportunity for you to save up to 90% on your energy bill. That's a phenomenal savings and makes it easy to understand why Big Energy wants this device hidden from consumers for good.
Esaver Watt is a great gift because it will save everybody who receives it a ton of money!
Get 65% Off! »Or, Check These Newest Supplements:
By taking advantage of the special programs in this list, seniors can easily save thousands of dollars a year — and for many years to come.
Don't Forget: many of these items may expire this , so do not wait to claim them and start saving right away...
1. Go Solar and Enjoy $0 Electric Bills: Click here to see if your zip code qualifies.
2. Claim $250,000 in Life Insurance: Click here to search discounted rates on life insurance!
3. Cut Your Home Insurance In Half: Click here to get a free quote and compare rates
4. Get Rid of Snowballing Debt: Click here if you have more than $15,000 in card balances.
5. Reduce Your Car Insurance: Click here to save $500+ on car insurance!
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